--- title: RCB | Personal Credit Cards description: Credit Cards for Every Lifestyle. See your card offers with no impact to your credit. --- [Skip to content](https://ww3.readingcoop.com/credit-cards#main-content) [GO TO READINGCOOP.COM](https://readingcoop.com) [![RCB-LOGO\_updated\_RGB-2](https://ww3.readingcoop.com/hs-fs/hubfs/RCB-LOGO_updated_RGB-2.png?width=724&height=209&name=RCB-LOGO_updated_RGB-2.png "RCB-LOGO_updated_RGB-2")](https://readingcoop.com) [for you](https://readingcoop.com/for-you)[for your business](https://readingcoop.com/for-your-business)[for non-profits](https://readingcoop.com/nonprofit-banking.html) [![Icon\_Phone\_White](https://ww3.readingcoop.com/hs-fs/hubfs/Icon_Phone_White.png?width=25&height=25&name=Icon_Phone_White.png "Icon_Phone_White")](https://tel:%207819425000?hsLang=en) [![Icon\_MapMarker\_White](https://ww3.readingcoop.com/hs-fs/hubfs/Icon_MapMarker_White.png?width=25&height=25&name=Icon_MapMarker_White.png "Icon_MapMarker_White")](https://readingcoop.com/locations) [Log in](https://secure.myvirtualbranch.com/readingcoop/SignIn.aspx) [![home-icon](https://ww3.readingcoop.com/hs-fs/hubfs/home-icon.png?width=25&height=25&name=home-icon.png "home-icon")](https://readingcoop.com) # Credit Cards for # Core memories. At Reading Cooperative Bank, we’re always looking for ways to make your financial life simpler and more rewarding. Our new lineup of personal credit cards is built to fit your lifestyle, offering options that bring the right mix of benefits, rewards, and everyday convenience. [Get Started](https://mycommunitycc.com/Vn30yaQW1pDI) With an RCB credit card, you'll enjoy: Easy to Use Online or In-Person Safe and Secure Spending Personal Service You Can Trust ### Spending perks designed for you? It's in the cards ✨ ![Credit Cards for (2)](https://ww3.readingcoop.com/hs-fs/hubfs/Credit%20Cards%20for%20(2).png?width=250&height=306&name=Credit%20Cards%20for%20(2).png "Credit Cards for (2)") #### Credit Cards for Everyday Earn 1% cash back on all net purchases with the Cash Rewards Platinum Credit Card for simple savings that grow with you.1,2 [Learn More](https://mycommunitycc.com/card-detail/CC/VISA_PLATINUM_CASH_REWARDS?merchantId=Vn30yaQW1pDI) ![Credit Cards for (5)](https://ww3.readingcoop.com/hs-fs/hubfs/Credit%20Cards%20for%20(5).png?width=250&height=306&name=Credit%20Cards%20for%20(5).png "Credit Cards for (5)") #### Credit Cards for **Getting Started** Enjoy competitive rates and a no penalty APR through the Secured Platinum Credit Card.1,3 [Learn More](https://mycommunitycc.com/card-detail/CC/VISA_PLATINUM_EDITION?merchantId=Vn30yaQW1pDI) ![bluecreditcard](https://ww3.readingcoop.com/hs-fs/hubfs/bluecreditcard.png?width=532&height=651&name=bluecreditcard.png "bluecreditcard") #### Credit Cards for **More Rewards** Earn 1 point per dollar on net purchases for merchandise, travel, and more with the Rewards Platinum Credit Card.2 [Learn More](https://mycommunitycc.com/card-detail/CC/VISA_PLATINUM_EDITION?merchantId=Vn30yaQW1pDI) Other benefits include: ✓ FICO® Score Access4: Stay on top of your credit health. ✓ Cell Phone Protection5: Get peace of mind from your device. ✓ MyCard Mobile App: Pay your statement online through your mobile device. ✓ SecurLOCKTM & Zero Fraud Liability: Shop confidently with top-tier security. ✓ Travel Accident Insurance6: Added protection when you travel. ✓ Personal Service: Get support from the local people you know and trust. ### **Get Started** Learn more about all of your options and start your pre-qualification today. [Apply Now](https://mycommunitycc.com/Vn30yaQW1pDI) ### **Need Help?** We're happy to assist you.  Reach out to your nearest branch for support. [Find a Branch](https://readingcoop.com/locations) #### Frequently Asked Questions ###### What does it mean to be pre-qualified? Pre-qualification is a way to see personalized credit card offers available to you based on information you provide on the prequalification form, without affecting your credit score. These credit card offers shown are based on your personal and financial information entered and are not a guarantee of approval. ###### Will my credit score be affected by checking to see if I'm pre-qualified? Completing the prequalification form involves a “soft inquiry” from the credit bureau, which does not affect your credit score. ###### Do pre-qualification offers guarantee a credit card account? With pre-qualification, we can review your creditworthiness with standard financial information. However, this does not guarantee approval. ###### What happens after I see pre-qualified credit card offers? After viewing the offers you pre-qualify for, you can choose if you want to apply. You will be able to see rates and card details before applying. When you apply, you will need to share additional financial information which results in a hard inquiry on your credit. ###### What will you do with my personal information such as my Social Security Number? Your Social Security Number is used for identification purposes during the pre-qualification process without affecting your credit score. We will use the information you provide in accordance with our privacy notice.   1 This card is issued by TCM Bank, N.A. Subject to credit approval. 2 To access rewards, your account must be open and in good standing. 3 See the card application’s Important Disclosures for current terms, rates and fees.  4 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated quarterly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible. 5Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569. 6Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. 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