A strong foundation for your goals.

No matter what your dream home looks like, a Fixed Rate Mortgage from Reading Cooperative Bank can help make it a reality, with a competitive 5.99% Interest Rate* and 6.028% APR** that provides long-term stability.

With a Fixed Rate Mortgage, your interest rate and monthly payments stay the same over the life of the loan, meaning you can lock in your rate and monthly payments now and pay off your home without surprises in the future.

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*Offer subject to credit approval and loan level adjustments. Fixed Rate Mortgage rates and terms are effective as of 01/27/2026 and are subject to change at any time without notice.

**APR = Annual Percentage Rate. It's the annual rate that is charged for borrowing, expressed as a single percentage number that represents the actual yearly costs of funds over the term of the loan. This includes any fees or additional costs associated with the transaction.

HOW IT WORKS

Talk To Our Lending Team

Talk with a lender about whether a Fixed Rate Mortgage makes sense for you, and they'll guide you through the application.

Apply

Complete an application, and we'll use that info to run a credit check and see if you're eligible.

Become a Homeowner

Once approved, it's time to make your homeownership dreams a reality. Purchase your new home and begin making payments.

Speak with a Lending Representative

Our lending staff are here to support you. Click the button below to email with a lending representative who can answer your questions.

mortgages@readingcoop.com

Banking that speaks your language.

At Reading Cooperative Bank, everyone is welcomed, valued, and understood. We have extended branch hours to accommodate your busy schedules and also take pride in our Spanish speaking workforce, ensuring effective communication with customers.

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